Here is an article from the National Fire Protection Association (NFPA) on Thanksgiving Safety Tips. From our family here at Fey Insurance Services to yours, have a wonderful and safe Thanksgiving!
THANKSGIVING SAFETY TIPS
The kitchen is the heart of the home, especially at Thanksgiving. Kids love to be involved in holiday preparations. Safety in the kitchen is important, especially on Thanksgiving Day when there is a lot of activity and people at home.
Safety tips:
•Stay in the kitchen when you are cooking on the stovetop so you can keep an eye on the food.
•Stay in the home when cooking your turkey and check on it frequently.
•Keep children away from the stove. The stove will be hot and kids should stay 3 feet away.
•Make sure kids stay away from hot food and liquids. The steam or splash from vegetables, gravy or coffee could cause serious burns.
•Keep the floor clear so you don’t trip over kids, toys, pocketbooks or bags.
•Keep knives out of the reach of children.
•Be sure electric cords from an electric knife, coffee maker, plate warmer or mixer are not dangling off the counter within easy reach of a child.
•Keep matches and utility lighters out of the reach of children — up high in a locked cabinet.
•Never leave children alone in room with a lit a candle.
•Make sure your smoke alarms are working. Test them by pushing the test button
Wednesday, November 25, 2015
Saturday, November 14, 2015
Provisional Coverage: What Does It Mean?
Provisional Coverage: What Does It Mean?
From the moment a car is in your name, you are required to insure this WA. This means that you should be insured for the damage you cause to your vehicle to others. Additionally, you can then opt for an airframe or additional insurance. After submitting the (online) application for car insurance, the insurer will issue a temporary cover. But what is it
Thursday, November 12, 2015
Comprehensive Car Insurance VS Advantage Of Third-Party Car Insurance
Comprehensive Car Insurance VS Advantage Of Third-Party Car Insurance
The advantage of third-party car insurance
Before enumerating the advantages you have comprehensive car insurance comparison is derived from a third-party car insurance, first make the distinction between the two, and hit the ground running. Third-party car insurance is known as liability cover only, because you are hitting
Building Insurance Overview
Building Insurance Overview
Carefree construction even if you build only a small house, often dare a great adventure. Because until the house is ready, the roof on top covered and the homeowner is drafted, may already be happening a lot. This can both relate to the building itself, as well as future neighbors. Even accidents of craftsmen or the owners themselves can have dramatic
Thursday, November 5, 2015
Effective Ways To fill Online Quote
Effective Ways To fill Online Quote
When we compile a quote online insurance, we must bear in mind that there is no company better than another, but only one that will be more suited to our needs. For this reason we must take into account the services offered and the guarantees you requested, they do fluctuate more or less the price. Now let's see the various information that will be asked
Accident Insurance: What it Covers and How the Accident Insurance?
Accident Insurance: What it Covers and How the Accident Insurance?
The Injury is by definition an event due to fortuitous, violent and external that produces objectively ascertainable physical injuries that result in death, permanent disability or temporary disability.
This is what most often we read in the Glossary of Accident Insurance.
An injury to be considered as such and
Accident With A Car Without Insurance: What To Do?
Accident With A Car Without Insurance: What To Do?
What happens if you are involved in an accident and the other car is uninsured or run away without being identified? Who should intervene?
In case of car uninsured or unidentified intervenes the Guarantee Fund for the victims of the road, an organization operating from June 12, 1971 administered by Consap (Dealership Insurance Services
Wednesday, November 4, 2015
Flue season: Have your fireplace and chimney inspected
-Cincinnati Insurance Company (Paul Thibault)
Home heating fires are the second leading cause of home fire deaths after cooking fires, according to the National Fire Protection Association. Fireplaces, chimneys and flues account for a significant number of home heating fires.
Homeowners with a wood-burning fireplace or solid fuel stove or insert can protect your property and your family by having a qualified professional inspect and clean your chimney at least annually to prevent a buildup of creosote.
Creosote is a tarry residue or solid organic compound caused by incomplete combustion of wood that can build up in chimneys and ignite a chimney fire. A heavily used fireplace or stove may require periodic cleaning throughout the heating season. NFPA statistics show that failure to clean creosote from chimneys was the leading factor in 28 percent of the home heating equipment fires between 2007 and 2011.
The U.S. Fire Administration offers a series of videos showing how to safely build and tend a fire. Additional tips for safe fireplace and wood stove use:
-Equip your fireplace with a sturdy glass or metal screen to stop sparks from flying into the room.
-Inspect your fireplace’s flue prior to use for any obstructions or blockage by using a flashlight and looking up the flue. This also assures that the flue’s damper control is open prior to lighting the fire.
-Keep anything that can burn at least three feet away from the fireplace or wood stove. NFPA statistics show 53 percent of fires resulting in home heating fire deaths were caused by having heating equipment too close to things that can burn, such as upholstered furniture, clothing, mattresses or bedding.
-Only adults should build and tend a fire; enforce a three-foot “kid-free zone” around fireplaces and wood stoves.
-Always use the right kind of fuel, specified by the manufacturer, for inserts. For fireplaces and wood stoves, use only seasoned wood. Green wood increases creosote buildup.
-Do not burn cardboard, wrapping paper or other rubbish in the fireplace or wood stove.
-Never use lighter fluid or any flammable or combustible liquids to start the fire.
-Make sure a fully charged fire extinguisher is nearby and accessible.
-Install smoke alarms and carbon monoxide detectors as recommended, change the batteries twice a year, and test them according to manufacturer’s recommendations, usually monthly.
-Put out fireplace fires before going to sleep or leaving your home.
-Allow ashes to cool prior to cleaning out a fireplace or wood stove. Ashes that seem cool may contain concealed hot embers for several days after your last fire. Place the ashes in a covered metal container and keep the container outdoors a safe distance away from your home or any buildings.Have fireplace inserts or wood stoves installed by a qualified professional who can meet the established NFPA 211 standard. Never attempt to install them yourself. According to the NFPA, 10 percent of fires involving heating appliances actually involve the ignition of structural members where flues or chimneys pass through a building’s wall.
Home heating fires are the second leading cause of home fire deaths after cooking fires, according to the National Fire Protection Association. Fireplaces, chimneys and flues account for a significant number of home heating fires.
Homeowners with a wood-burning fireplace or solid fuel stove or insert can protect your property and your family by having a qualified professional inspect and clean your chimney at least annually to prevent a buildup of creosote. Creosote is a tarry residue or solid organic compound caused by incomplete combustion of wood that can build up in chimneys and ignite a chimney fire. A heavily used fireplace or stove may require periodic cleaning throughout the heating season. NFPA statistics show that failure to clean creosote from chimneys was the leading factor in 28 percent of the home heating equipment fires between 2007 and 2011.
The U.S. Fire Administration offers a series of videos showing how to safely build and tend a fire. Additional tips for safe fireplace and wood stove use:
-Equip your fireplace with a sturdy glass or metal screen to stop sparks from flying into the room.
-Inspect your fireplace’s flue prior to use for any obstructions or blockage by using a flashlight and looking up the flue. This also assures that the flue’s damper control is open prior to lighting the fire.
-Keep anything that can burn at least three feet away from the fireplace or wood stove. NFPA statistics show 53 percent of fires resulting in home heating fire deaths were caused by having heating equipment too close to things that can burn, such as upholstered furniture, clothing, mattresses or bedding.
-Only adults should build and tend a fire; enforce a three-foot “kid-free zone” around fireplaces and wood stoves.
-Always use the right kind of fuel, specified by the manufacturer, for inserts. For fireplaces and wood stoves, use only seasoned wood. Green wood increases creosote buildup.
-Do not burn cardboard, wrapping paper or other rubbish in the fireplace or wood stove.
-Never use lighter fluid or any flammable or combustible liquids to start the fire.
-Make sure a fully charged fire extinguisher is nearby and accessible.
-Install smoke alarms and carbon monoxide detectors as recommended, change the batteries twice a year, and test them according to manufacturer’s recommendations, usually monthly.
-Put out fireplace fires before going to sleep or leaving your home.
-Allow ashes to cool prior to cleaning out a fireplace or wood stove. Ashes that seem cool may contain concealed hot embers for several days after your last fire. Place the ashes in a covered metal container and keep the container outdoors a safe distance away from your home or any buildings.Have fireplace inserts or wood stoves installed by a qualified professional who can meet the established NFPA 211 standard. Never attempt to install them yourself. According to the NFPA, 10 percent of fires involving heating appliances actually involve the ignition of structural members where flues or chimneys pass through a building’s wall.
Tuesday, November 3, 2015
How To Detect A Fake Third Party Motor Insurance Certificate
To drive a car on Nigerian road one of the major requirements is for you to have a minimum of Third Party Motor Insurance Certificate. This is enshrined in the Section 68 of the 2003 Insurance Act which states, “No person shall use or cause or permit any other person to use a motor vehicle on a road unless a liability, which he may thereby incur in respect of damage to the property of third parties is insured with an insurer registered under this Act.”
But besides the legal aspect of it, do you know that there is N1m property damage cover and unlimited life cover to Third Parties on your Insurance Certificate? It is a sad situation in Nigeria that people are ignorantly or willfully (because of cost) purchasing fake certificates. My people, the bible says, perish for lack of knowledge. According to The police 90 per cent of Third Party Motor Insurance Certificates presented to them on demand by motorists at checkpoints are fake!
Ordinarily it is quite difficult to different between an authentic and a fake certificate because of the quality of the finishing of some of the certificates. But in 2012 the industry inaugurated the Nigerian Insurance Industry Database (NIID) with the mission to wipe out fake papers to give room for genuine ones to boom in the nation. This will allow law enforcement agents and vehicle owners to verify the authenticity of motor certificates within a minute! The Police now will be able to detect with a certain electronic device in their possession if your certificate is real or fake. Please do not be caught unawares, read on to find out how to detect the fake one yourself before it is too late.
There are three methods to it.
Please read the rest here.
Olumide Richard - That's Love
Wow this is something fresh.....for y'all lovers! From my music mentor - he taught me all I know in music.
Monday, November 2, 2015
Applying for loans for people with bad credit
The task of finding a loan of any kind is not easy these days. Lenders have tightened their terms, while for the majority of the people of loan limits have become smaller. It would appear that the chance of getting a personal loan with bad credit in the current economic climate is almost impossible. But it is not really the case.
It is also tempting to believe that the loans for people with bad credit are subject to the provision of extremely strict conditions, with terms that are just too hard to live. But it is not really the case.
That is what this case is that, with a little patience and diligence, even people with low credit scores can find loans for personal use. It is simply a matter of knowing where to look and what to look for.
Loan Internet option
The advent of the Internet, in particular, caused a radical change in how lenders operate on the market. And because of the financial difficulties that everything that we live due to the economic recession in recent years, a new ideology has taken the road. Now, the bad credit rating does not pronounce on a person out of the race for a loan, and personal loans with bad credit are available. Also, where once a person with a low credit rating might suffer the consequences, the competition between lenders means that good conditions of the loans are actually available.
The fact is to recall loans for people with bad credit have become a popular niche market. People who are eager to improve your score make you a concerted effort to meet the requirements of the loan program, which means that lenders make their profits. So, feel much more secure loans for your personal use, as well as the most accurate, such as automobile and housing loans.
Easy application
One of the biggest advantages of searching for personal loans with bad credit online is that the process of application for them is very simple and very fast. This is due to two main reasons, but there may be some variations due to the procedures of the particular company that the individual lenders may have. For more visit: www.bestratedloansforpeoplewithbadcredit.com/
The first reason is that the application form has been reduced by a two or three pages of a computer screen. The information you are looking for is simple because of the need to keep things simple. To provide loans for people with bad credit, it is good to make the point with direct questions. It is not the same when a loan officer speaks to a customer in a Bank, and explanations can be provided.
It may seem cold, but it can work in favour of the applicant, with those who are asked questions about the purpose of a loan for personal use, for example.
Fast approvals
With a request for such aerodynamic shape, it is little who controls duplicates before granting personal loans with bad credit. Information can be easily verified details of credit shared by all credit institutions, while additional information may require a call to the authorities or relevant contact.
What this means is that the approval of loans for people with bad credit is very, very fast. In general, 24 hours is regarded as short period of time to obtain the confirmation of approval, but some lenders can offer this kind of news in a matter of hours. This is because, even when the loans are looking for personal use, some lenders do not carry out checks on the credit as a matter of policy.
It is also tempting to believe that the loans for people with bad credit are subject to the provision of extremely strict conditions, with terms that are just too hard to live. But it is not really the case.
That is what this case is that, with a little patience and diligence, even people with low credit scores can find loans for personal use. It is simply a matter of knowing where to look and what to look for.
Loan Internet option
The advent of the Internet, in particular, caused a radical change in how lenders operate on the market. And because of the financial difficulties that everything that we live due to the economic recession in recent years, a new ideology has taken the road. Now, the bad credit rating does not pronounce on a person out of the race for a loan, and personal loans with bad credit are available. Also, where once a person with a low credit rating might suffer the consequences, the competition between lenders means that good conditions of the loans are actually available.
The fact is to recall loans for people with bad credit have become a popular niche market. People who are eager to improve your score make you a concerted effort to meet the requirements of the loan program, which means that lenders make their profits. So, feel much more secure loans for your personal use, as well as the most accurate, such as automobile and housing loans.
Easy application
One of the biggest advantages of searching for personal loans with bad credit online is that the process of application for them is very simple and very fast. This is due to two main reasons, but there may be some variations due to the procedures of the particular company that the individual lenders may have. For more visit: www.bestratedloansforpeoplewithbadcredit.com/
The first reason is that the application form has been reduced by a two or three pages of a computer screen. The information you are looking for is simple because of the need to keep things simple. To provide loans for people with bad credit, it is good to make the point with direct questions. It is not the same when a loan officer speaks to a customer in a Bank, and explanations can be provided.
It may seem cold, but it can work in favour of the applicant, with those who are asked questions about the purpose of a loan for personal use, for example.
Fast approvals
With a request for such aerodynamic shape, it is little who controls duplicates before granting personal loans with bad credit. Information can be easily verified details of credit shared by all credit institutions, while additional information may require a call to the authorities or relevant contact.
What this means is that the approval of loans for people with bad credit is very, very fast. In general, 24 hours is regarded as short period of time to obtain the confirmation of approval, but some lenders can offer this kind of news in a matter of hours. This is because, even when the loans are looking for personal use, some lenders do not carry out checks on the credit as a matter of policy.
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